Skip to content
English
Kontakta oss
  • There are no suggestions because the search field is empty.

MCC codes for company cards

Every company card purchase has an MCC code that shows what type of store or business the purchase was made at. Link the codes to the right accounts, and Expense suggests the account when the purchase is accounted for.

  • 💳 What is an MCC code?

    MCC stands for Merchant Category Code. The code comes automatically with every card transaction from the bank, for example for restaurants, hotels, fuel or office supplies.

    Without a link With a link
    The user picks the account for each purchase Expense suggests the account based on the MCC code
    Risk of different accounts for the same type of purchase The same type of purchase is accounted for the same way

    👉 Applies to: administrators in companies with company cards.

    📊 See the overview

    1. Go to Accounting > Accounts.
    2. Open the MCC tab.

    ✅ Here you see all MCC codes that appear in your transactions, with the ten most used at the top.

    ⚙️ Link an MCC code to accounts

    1. Go to Accounting > Accounts and open the MCC tab.
    2. Click Create relation to account, or select an MCC code in the list.
    3. Select one or more accounts.
    4. Click Save.

    ✅ When a user does the accounting for a purchase with that MCC code, the linked accounts are suggested.

    🔍 Not sure what an MCC code covers?

    1. Click the three dots next to the MCC code.
    2. Select View Purchases.
    3. Hover over a purchase.

    👉 You see what was bought and any comments. This helps you choose the right account.

    📲 What happens next?

    • 💳 A card transaction comes in with its MCC code
    • 📊 Expense suggests the linked account when the user does the accounting for the purchase
    • ✅ Users do less manual accounting and the accounting becomes more consistent

    💡 Tips for the best result

    • 📊 Start with the ten most used MCC codes. They usually cover most purchases
    • 🔍 Use View Purchases before you link a code you are unsure about
    • 🔄 Review the links regularly, for example when you change the chart of accounts
    • ✅ Check a few accounted purchases after you have linked the codes

    ❓ Frequently asked questions (FAQ)

    What is an MCC code?
    A code that shows what type of business the purchase was made at. It comes with the card transaction from the bank.

    Can an MCC code be linked to several accounts?
    Yes, you can select one or more accounts for each code.

    Do we have to use MCC codes?
    No, but the links save time and make the accounting more consistent.

    Do MCC codes apply to expenses?
    No, only to company card purchases. Expenses paid privately have no MCC code.

    ✅ Summary

    • 💳 The MCC code shows what type of purchase was made with the card
    • ⚙️ Link the codes to accounts under Accounting > Accounts, on the MCC tab
    • 📊 Expense then suggests the right account when users do their accounting
    • 🚀 Less manual accounting and fewer mistakes

    🔗 Related articles