Expense management for
Sparbankerna business customers
Betalkort Företag and Acubiz work as one. Card purchases flow into Acubiz on their own, receipts are matched by AI and expenses post straight to the ERP.


Trusted by nearly 300,000 users spread over 52 countries and close to 1,000 companies
Why Sparbankerna customers choose Acubiz
Built around your Betalkort Företag
The card stays in the wallet
Receipts that match themselves
Books straight to the ERP
Secure and documented
Per diem without the maths
The Swedish savings banks and Entercard work with Acubiz
For every role in your company
Built for the whole company
Up and running with your Betalkort Företag
The Swedish savings banks and Entercard work with Acubiz, so connecting your cards is part of the service. We set it up with you.
- Book a demoSee Acubiz with your own setup and get your questions answered.
- We connect your cardsWe send the consent to Entercard, and your Betalkort Företag transactions start flowing in.
- Your team gets goingPolicies and ERP set up by our team. Employees just snap the receipt.
Expense has given us a scalable, smooth and structured way to handle receipts. The connection to the payment cards, the ERP system and the user-friendly app has reduced the administrative burden that receipt handling brings.
Johan Thelander
Universal Creation AB
Questions about Acubiz and Sparbankerna
Do we need to change bank to use Acubiz with Sparbankerna?
No. Acubiz connects to the Betalkort Företag company cards you already have, so you keep your bank and your cards.
How do Betalkort Företag transactions get into Acubiz?
Through a secure card feed from Entercard, which issues Betalkort Företag for the Swedish savings banks. When a company signs up, Acubiz sends the consent to Entercard, so there is nothing to set up yourself.
Does it work if the employee is responsible for payment?
Yes. Acubiz handles Betalkort Företag whether the company or the employee is responsible for payment.
We already use Expense. Do we need to do anything?
No. Expense is part of Acubiz, which is part of Visma. You do not need to do anything today, and we will let you know in good time before anything changes.
Which accounting systems does Acubiz post to?
The leading ERP and payroll systems. See the full list on the integrations page.
Where is the data stored?
Acubiz is part of the Visma group and processes data within the EU under GDPR, with annual ISAE 3402 and ISAE 3000 Type II audits.
For Sparbankerna customers
Book a free demo of Acubiz
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Book a Free Demo
See Acubiz in action and discover how it can automate your workflow.
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Streamlined Expense Management
Automate and simplify your expense management with Acubiz.
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Automatic Bookkeeping
Acubiz provides accounting-ready data after approval.
Trusted by nearly 300,000 users spread over 52 countries