Receipt management for
your savings bank company card
Does your company have Betalkort Företag from your savings bank? With Acubiz every card purchase is fetched automatically, AI matches the receipt to the transaction and the expense posts straight to your ERP. You keep your bank and your cards: Acubiz is the new version of Expense, the receipt service from the savings banks and Entercard.


Trusted by nearly 300,000 users spread over 52 countries and close to 1,000 companies
Why Sparbankerna customers choose Acubiz
How receipt management works with savings bank company cards
Keep the card and the bank
Receipts that match themselves
Books straight to the ERP
Per diem and travel expense reports
Secure and audited
Expense is now Acubiz
For every role in your company
One receipt solution for the whole company
Connect your savings bank company card to Acubiz in three steps
The savings banks and Entercard work with Acubiz, so connecting your cards is part of the service.
- Book a demoBased on your own setup.
- We connect your cardsAcubiz sends the consent to Entercard and the card transactions start flowing in.
- Your team gets goingWe configure policies and ERP. Employees just snap the receipt.
Expense has given us a scalable, smooth and structured way to handle receipts. The connection to the payment cards, the ERP system and the user-friendly app has reduced the administrative burden that receipt handling brings.
Johan Thelander
Universal Creation AB
Questions about Acubiz and Sparbankerna
How do I handle receipts for your savings bank company card?
With Acubiz you snap the receipt in the app after the purchase. The purchase with your Betalkort Företag from your savings bank is fetched automatically via Entercard, and AI matches the receipt to the transaction. Approved expenses post straight to the ERP.
Which receipt management works with savings bank company cards?
Acubiz is the receipt management for Betalkort Företag from your savings bank and the new version of Expense, the service the savings banks and Entercard offer their business customers. Acubiz is part of Visma.
What happens to Expense?
Expense is now part of Acubiz. Existing customers do not need to do anything right now and will be informed in good time before any changes.
Do we need to change bank or company card?
No. You keep your savings bank and your existing company cards.
How do the card transactions get into Acubiz?
Through a secure transaction feed from Entercard, which issues Betalkort Företag for the savings banks. Acubiz sends the consent, so you do not need to configure anything.
Does it work with both company and personal payment responsibility?
Yes, both when the company and when the employee is responsible for payment.
Can I do travel expense reports and per diem with my savings bank company card?
Yes. Add the trip with departure and destination, domestic or abroad. The rules for per diem, VAT and entertainment are built in and updated automatically.
Which accounting and payroll systems are supported?
Acubiz integrates with the leading ERP and payroll systems. See all of them on the integrations page.
Where is our data stored?
Within the Visma group, processed within the EU under GDPR. Acubiz is audited annually under ISAE 3402 and ISAE 3000 Type II.
Last updated: 14 October 2026
For Sparbankerna customers
Book a free demo of receipt management for savings bank company cards
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Book a Free Demo
See Acubiz in action and discover how it can automate your workflow.
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Streamlined Expense Management
Automate and simplify your expense management with Acubiz.
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Automatic Bookkeeping
Acubiz provides accounting-ready data after approval.
Trusted by nearly 300,000 users spread over 52 countries